Student Loan Dashboard — “Freeze Mode” Redesign

Student Loan Dashboard — “Freeze Mode” Redesign
4-hour UX/UI challenge centered on clarity, reassurance, and confidence in decision-making.
4-hour UX/UI challenge centered on clarity, reassurance, and confidence in decision-making.

Project

Desktop Web App Dashboard Redesign

Role

UX/UI Designer

Timeline

4 hours

Tools

Figma, ChatGPT, Figma Make

Overview

A modern redesign of a student loan portal homepage that communicates clarity, calm, and opportunity. When loans are frozen, users see $0 due but are guided to make principal payments that directly reduce their balance while interest is paused.

In 4 hours, I redesigned the dashboard to deliver instant clarity, emotional reassurance, and optional next steps—supporting both user confidence and business goals.

The Problem

The original dashboard was:

The original dashboard was:

Visually dense

Confusing in hierarchy

Missing a clear explanation of 'freeze'

Hard to parse under stress

Design Challenge

Users needed a calmer, clearer starting point.

Their emotional baseline shaped the design direction.

Understanding the Borrower

From the prompt and provided materials

From the prompt and provided materials

Neuron UX Design Challenge: Student Loan Dashboard

Borrowers typically arrive thinking:
Borrowers typically arrive thinking:

"What does 'frozen' mean?"

"Do I owe anything right now?"

"Should I act or wait?"

Design Strategy

I centered the redesign around a natural mental flow:

I centered the redesign around a natural mental flow:

1

Instant clarity

($0 due, freeze explanation)

2

Reassurance

(tone, spacing, hierarchy)

3

Opportunity

(optional principal payment)

4

Progress

(activity + payoff trajectory)

This drove the card layout and UX hierarchy.
Final Redesign (Highlights)
Key Improvements

$0 due in primary eyepath

Clear 'Loan Freeze Active' messaging

Calm, modern UI with whitespace

Benefit-focused microcopy

Simple CTA hierarchy ('reassure → educate → invite')

Progress ring to reinforce momentum

How AI Helped Me Deliver in 4 Hours

To meet the time-box without sacrificing quality:

To meet the time-box without sacrificing quality:

Used AI for

Synthesizing the problem quickly

Exploring microcopy directions

Accelerating early framing

Generating case study structure

Handled manually

IA, UI, and visual hierarchy

Layout, spacing, and interactions

Final tone and design logic

AI sped up the thinking, not the designing.

Assumptions Made

To produce a realistic solution within 4 hours, I assumed:

To produce a realistic solution within 4 hours, I assumed:

01

Users understand basic loan concepts

02

Reassurance-first hierarchy reduces anxiety

03

Single-screen layout improves comprehension

04

Optional payoff projections increase engagement

05

Data needed for the UI is available

These assumptions guide the next steps.

Future Iterations

Next steps for testing and improvement

Next steps for testing and improvement

Test freeze messaging + CTA hierarchy

Mobile layout

Tools for 'estimate savings'

Personalized payment suggestions

First-time borrower onboarding

Reflection

This challenge reinforced how clarity, emotional awareness, and smart use of AI can elevate financial UX—especially under tight constraints.